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There is a lot to consider when it comes to financing a motor vehicle or plant & equipment. You will need to consider the following which will save you time and money:-
1. The correct product – Commercial Hire Purchase or Chattel Mortgage or Lease
The choice will depend on the following:-
(a) Is it for private or business purposes?
(b) Is your business on a cash or accruals basis for GST?
(c) What are your intentions at the end of the lease?
2. The correct structure – Term (years), Residual or No Residual
The choice will depend on the following:-
(a) Is it new or second hand?
(b) How many kilometers will you travel every year or how often will the plant or equipment be used?
(c) What are your intentions at the end of the lease?
(d) What your financial position is and your ability to meet monthly repayments.
3. Obtaining quick and easy finance approval.
At Beans Financial Solutions we have the qualifications and experience to provide you with a complete service. It is a three step process:-
1. Call as soon as you are considering your next purchase. It will only take 5 minutes to work out the correct product and structure for your particular circumstances.
2. Obtain a quote. With the information obtained from Step 1 we will advise you of the monthly repayment.
3. Obtain quick and easy on-line approval. We have access to a web-based application system. This means a quick, competitive and hassle free finance application.
We can also apply for pre-approved finance. This will enable you to know how much you can afford to spend. This is a free service and the pre-approval will last for 3 months.
Call Deann Bramble on 02 4872 1266 for assistance or for more information.
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